# Solutions for MGAs

##### Scale profitably in high-hazard markets with automated workflows and engineering-grade structural validation.

**Trusted by leading property MGAs**

#### Streamlined Underwriting Operations

Automated workflows and data processing eliminate manual backlogs, enabling underwriters to handle 3x more submissions without adding headcount.

- Lower expense ratios
- Increase underwriting efficiency

#### Profitable Growth in High-CAT Markets

Superior risk differentiation enables profitable writing in catastrophe-exposed markets where competitors retreat, while delivering fast service brokers demand.

- Market share growth
- Stronger broker relationships

#### Enhanced Capacity Outcomes

Validated property data and audit trails demonstrate rigorous risk selection, helping programs secure more favorable terms and increased capacity.

- Increased capacity
- Improved capital efficiency

## NatCat underwriting demands more than generic AI

Submission automation and structural engineering intelligence in one platform.

### Perils Covered

- Earthquake, wildfire, windstorm, flood.

### Integration

- API, CAT-model ready exports, seamless UI.

### Geographies

- Supports 99% of US, AK, HI.

### AI Agents

- AI built to work together or modular.

### Occupancies

- Supports most US occupancy types.

## Configurable workflows built for property programs

### Automated intake and property data normalization

Configurable intake workflows process any submission format—ACORDs, SOVs, emails, PDFs—automatically normalizing COPE data and routing based on your triage logic. Your underwriters focus on underwriting, not data entry.

### Engineering-grade structural validation + enrichment

Validate what brokers misrepresent and omit at the point of intake — avoiding hidden vulnerabilities while pricing well-built properties to win. Structural intelligence becomes competitive advantage.

### Consistent guideline enforcement across carrier partners

Apply different underwriting guidelines for each capacity provider—automating guideline checks, clearances, renewals, broker appointments—while maintaining the verified exposure data and audit trails they demand.

## Bank-grade security, insurance-grade scale.

ResiQuant safeguards property and underwriting data with enterprise-grade security — built into every step of the workflow.

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**Encryption**  
Data protected in transit and at rest (AES-256).

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**Access control**  
Role-based permissions with multi-factor authentication.

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**Compliance**  
SOC 2 aligned.

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**Auditability**  
Transparent decision logs for full accountability.

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**Incident response**  
24/7 monitoring and tested response protocols.

## Discover the latest news

**[Hidden Vulnerabilities, Outsized Losses: What the Puebla-Morelos Earthquake Taught Us About Risk](https://www.resiquant.ai/blog/hidden-vulnerabilities-outsized-losses-what-the-puebla-morelos-earthquake-taught-us-about-risk)**  
**[From Risk to Resilience: ResiQuant at Insurtech Insights 2025](https://www.resiquant.ai/blog/from-risk-to-resilience-resiquant-at-insurtech-insights-2025)**  
**[ResiQuant co-hosts Insurtech Insights Panel with Leaders from Palomar and Milliman](https://www.resiquant.ai/blog/resiquant-co-hosts-insurtech-insights-panel-with-leaders-from-palomar-and-milliman)**

## Turn catastrophe risk into resilience

Transform underwriting with seamless automation, unmatched precision, and AI-powered insights tailored for property carriers.