End-to-end AI for NatCat property underwriting

Automate submission processing, validate structural characteristics, and enforce underwriting guidelines—turning catastrophe complexity into confident, scalable decisions.

Michelle Rivera
brokers@gmail.com
To me,
Underwriter
Hi,
Please find attached the submission documents for review.
Let me know if you need anything else.

Faster processing

submission intake to decision in minutes, not hours or days.

Consistent underwriting

complex risk selection criteria applied on every case, without leakage.

Engineering-grade visibility

virtual inspections on every property before files are reviewed.

Stronger portfolio management

with more throughput and less manual work.

How it works

AI that understands property insurance & building science

Submission AI

Transform inconsistent submissions into standardized, model-ready data. Submission AI eliminates manual rekeying and backlog by instantly converting any file format into validated records.

Key Capabilities

• Ingests any format (SOV, ACORD, Excel, PDF, email).
• Produces outputs ready for AIR, RMS, OED catastrophe models.
• Extracts, validates, and maps submission fields.
• Runs auto-address verification and geocoding.

Engineering AI

Expose the true structural and hazard risks of every building. Engineering AI delivers engineering-grade visibility, surfacing vulnerabilities that traditional submissions and inspections miss.

Key Capabilities

• Enriches property data with structural and non-structural attributes.
• Flags critical vulnerabilities before binding.
• Runs multi-hazard risk checks (earthquake, wildfire, windstorm).
• Reduces reliance on on-site inspections.

Underwriting AI

Apply underwriting rules instantly and consistently across every submission. Underwriting AI screens risks in real time so underwriters spend less time on unbindable files and more time on profitable opportunities.

Key Capabilities

• Automates guideline and appetite checks.
• Flags exceptions and conditional approvals.
• Prioritizes bindable and high-ROI opportunities.
• Creates a transparent audit trail of every decision.

Platform Capabilities

Comprehensive coverage for complex property

ResiQuant supports underwriting across the toughest property markets.

Integration

• API, CAT-model ready exports, seamless UI.

Geographies

• Supports 99% of US, AK, HI.

Perils Covered

• Earthquake, wildfire, windstorm, flood.

AI Agents

AI built to work together or modular.

Occupancies

Supports most US occupancy types.

Built to plug in anywhere. Built to scale everywhere.

ResiQuant doesn’t just connect agents — it connects the entire underwriting workflow. With API-first design and standardized data exchange, every output flows cleanly into portfolio management, reinsurance, and downstream systems.

Enterprise security

Bank-grade security, insurance-grade scale.

Enterprise-grade security built for catastrophe underwriting—SOC 2 Type II certified, AES-256 encryption, 24/7 monitoring.

Encryption

Data protected in transit and at rest (AES-256).

Access control

Role-based permissions with multi-factor authentication.

Compliance

SOC 2 aligned.

Auditability

Transparent decision logs for full accountability.

Incident response

24/7 monitoring and tested response protocols.

Turn catastrophe risk into resilience

Transform underwriting with seamless automation, unmatched precision, and AI-powered insights tailored for property carriers.