# End-to-end AI for NatCat property underwriting

Automate submission processing, validate structural characteristics, and enforce underwriting guidelines—turning catastrophe complexity into confident, scalable decisions.

## Faster processing
Submission intake to decision in minutes, not hours or days.

## Consistent underwriting
Complex risk selection criteria applied on every case, without leakage.

## Engineering-grade visibility
Virtual inspections on every property before files are reviewed.

## Stronger portfolio management
With more throughput and less manual work.

## How it works

### AI that understands property insurance & building science

#### Submission AI
Transform inconsistent submissions into standardized, model-ready data. Submission AI eliminates manual rekeying and backlog by instantly converting any file format into validated records.

- **Key Capabilities**
  - Ingests any format (SOV, ACORD, Excel, PDF, email).
  - Produces outputs ready for AIR, RMS, OED catastrophe models.
  - Extracts, validates, and maps submission fields.
  - Runs auto-address verification and geocoding.

#### Engineering AI
Expose the true structural and hazard risks of every building. Engineering AI delivers engineering-grade visibility, surfacing vulnerabilities that traditional submissions and inspections miss.

- **Key Capabilities**
  - Enriches property data with structural and non-structural attributes.
  - Flags critical vulnerabilities before binding.
  - Runs multi-hazard risk checks (earthquake, wildfire, windstorm).
  - Reduces reliance on on-site inspections.

#### Underwriting AI
Apply underwriting rules instantly and consistently across every submission. Underwriting AI screens risks in real-time so underwriters spend less time on unbindable files and more time on profitable opportunities.

- **Key Capabilities**
  - Automates guideline and appetite checks.
  - Flags exceptions and conditional approvals.
  - Prioritizes bindable and high-ROI opportunities.
  - Creates a transparent audit trail of every decision.

## Platform Capabilities

### Comprehensive coverage for complex property
ResiQuant supports underwriting across the toughest property markets.

- **Integration**: API, CAT-model ready exports, seamless UI.
- **Geographies**: Supports 99% of US, AK, HI.

- **Perils Covered**: Earthquake, wildfire, windstorm, flood.

## Built to plug in anywhere. Built to scale everywhere.
ResiQuant doesn’t just connect agents — it connects the entire underwriting workflow. With API-first design and standardized data exchange, every output flows cleanly into portfolio management, reinsurance, and downstream systems.

- **API-first design**: Every agent accessible via APIs.
- **Fast start**: Secure email auto-forwarding, no heavy IT lift required.
- **Standardized, validated data**: Clean, consistent, model-ready data across all systems. Ready for downstream decisions.

## Bank-grade security, insurance-grade scale.
Enterprise-grade security built for catastrophe underwriting—SOC 2 Type II certified, AES-256 encryption, 24/7 monitoring.

- **Encryption**: Data protected in transit and at rest (AES-256).
- **Access control**: Role-based permissions with multi-factor authentication.
- **Compliance**: SOC 2 aligned.
- **Auditability**: Transparent decision logs for full accountability.
- **Incident response**: 24/7 monitoring and tested response protocols.

## Turn catastrophe risk into resilience
Transform underwriting with seamless automation, unmatched precision, and AI-powered insights tailored for property carriers.